1 APY=Annual Percentage Yield. 利率自2023年12月1日起生效,在开户前或开户后如有变动,恕不另行通知. Rates vary by tier and apply to the full balance.
以下浮动利率将适用于您的账户余额.50% APY on balances of $250,000.00 or greater, 4.00% APY on balances between $100,000.00 and $249,999.99, 3.51% APY on balances between $50,000.00 and $99,999.99, 3.00% APY on balances up to $49,999.99.
为了获得更高的利率,该帐户必须符合资格要求, 即以同一会员号码开立的Patelco支票账户,每月存款总额为500美元或以上. If the account fails to meet eligibility, the lower interest rate of 0.05% APY will be defaulted. Qualifying deposit transactions include: Payroll direct deposits, Social Security (or other government benefit) direct deposits, ACH transfers, Zelle®, Venmo, PayPal or other similar deposits, cash deposits, check deposits (except checks written from another Patelco account), wire transfers, 多个存款(以上列出的类型)在一个日历月里累计至少500美元. 合格的存款交易不包括Patelco账户到Patelco账户的转账, chargebacks or promotional incentive payments from Patelco.
For more details, read our Money Market Plus Account Overview.
2 Informa as of 11/10/2023.
3 Source: over 22,000 five-star reviews on the App Store.
4 能否早日获得直接存款资金取决于收到付款人付款文件的时间. 我们通常在收到付款文件的当天提供这些资金, which may be up to 2 days earlier than the scheduled payment date.
5 检查要求:为了获得高利率,该帐户必须符合资格要求, 即以同一会员号码开立的Patelco支票账户,每月存款总额为500美元或以上. If the account fails to meet eligibility, the lower interest rate of 0.05% APY will be defaulted for that month.